What documents or information will i enter into MedBillManager?

Simply restated: KNOW - know and understand your insurance/medicare/medicaid or lack of insurance benefits. It may seem trivial now, but it will be time well spent if you make the effort now.

The Rule of 3 - Before you pay any significant portion of a medical bill, always make sure that you have received and entered into MedBillManager the following three documents:

* 1. Office Visit Super Bill or Discharge summary
* 2. Provider Bill
* 3. Insurance EOB

After your doctor's appointment, your doctor's office submits a bill (also called a claim) to your insurance company. A claim lists the services your doctor provided to you. The insurance company uses the information in the claim to pay the doctor for those services.

Note to Medicare beneficiaries

You probably receive a Medicare Summary Notice. The Medicare Summary Notice is like an EOB, but it has its own terms and explanations. You can learn more about how to understand Medicare Summary Notices by visiting the Medicare Web site at http://www.medicare.gov/Basics/Summar....

When the insurance company pays your doctor, it might send you a report called an Explanation of Benefits, or EOB, that shows you what it did. You need to be able to read and understand the EOB to know what your insurance company is paying for, what it's not paying for, and why. An EOB is not a bill.

Your doctor's office might send you a statement. A statement shows how much your doctor's office billed your insurance company for the services you received. If you receive a statement before your insurance company pays your doctor, you do not need to pay the amounts listed at that time. After your insurance company pays your doctor, you may need to pay the doctor any balance due.

Keep in mind that not all insurance companies send EOBs, and not all doctors' offices send statements. You may receive one or the other or both.