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Concepts/comments deleted on instant missed payment?

If I missed a payment [specifically free trial expiration], am I correct in noticing that all concepts / comments are now gone when my account auto-downgraded? Or is there a way to get them back? I can see temporarily removing them, while awaiting payment, then permanently after a week or something. But instantly deleting everything seems a little harsh. Maybe I'm just missing something in my initial panic.
 
sad I’m anxiously anxious.
Inappropriate?
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