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Federal Trade Commission
How are you getting around FDCPA?
www.ftc.gov/bcp/edu/pubs/consumer/cre...
Prohibited Practices
Publish a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3) of the FDCPA
www.ftc.gov/bcp/edu/pubs/consumer/cre...
Prohibited Practices
Publish a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3) of the FDCPA
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Inappropriate?Thanks for the question Dale.
The quick answer is that we aren't a Collection Agency. We do not (in any way) collect money on the behalf of anyone else. We do however facilitate the communication between those who are owed and those avoiding payment or conversation.
This difference allows us to not fall under the FDCPA regulations you outlined.
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Inappropriate?We also do not allow claims against "consumers". We only focus on business-to-business claims and disputes. So we will not allow posts for individuals who don't pay their car payments or dry cleaning bills. We WILL post companies who don't pay their vendors and contractors. Again, because we focus only on business-to-business disputes, we do not fall under the FDCPA guidelines.
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