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ACH initiated vs ACH pending?
ACH initiates on the 15th (wed), money gone from the bank account on the 16th, shows in my SP account balances on 20th, but I can't touch/edit the goal until 23rd?
What gives? Does ACH initiated not equal ACH pending?
What gives? Does ACH initiated not equal ACH pending?
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Inappropriate?HR_Roberts,
Funds take 3 business days to clear into your SmartyPig account. During this time, funds are considered "pending" and you can not edit your goal. If you wish to close your goal and redeem your funds, you must wait an additional 2 business days after your last cleared transaction before doing so.
Thanks.
Mike Ferrari, co-founder
The company says
this answers the question
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Inappropriate?A quick update on this topic.
Effective today, bank ACH transfer times have now been reduced from 3 to 2 business days. Please read more here:
http://blog.smartypig.com/read/reduced-ach-transfer-times
Mike Ferrari, SmartyPig co-founder
EMPLOYEE
