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information shown to friends re: goal

i've marked that i'd like "no information" to be given on my account when friends log in,
yet it still says the percentage of the goal on the page- it's confusing to them when it says "98 percent" reached, but that's only because we're trying to keep our automatic monthly contribution low.
is this a glitch?
i love smartypig, but i'm still confused as to what actions contribute to "the goal percentage"-
when others contribute? when i contribute more than my normal monthly amount?
or ONLY what my scheduled monthly contribution is?
i want for friends to be able to see a proper percentage, and not think that i've reached my goal.
thanks!
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