Long-Term Savings (IRA, HSA)

The more I use SmartyPig, the more like it. I like it so much that I'd rather not have a savings account with one bank, a ROTH IRA account with someone else, and a HSA with someone else. I want it ALL at SmartyPig

I am not sure of the practicality here... but if there is anyway possible that SmartyPig could offer a ROTH IRA account or HSA account which let me choose (from a pull-down list) between the 3-4 funds my money would split into... I would be the FIRST to sign up for it!

Imagine this... you click on "add goal". When adding, you can either enter the name of the goal for something simple you want to buy (as it is now), such as "iMac" or "New Car" OR you can choose "IRA" or "HSA" or another long term investment from a drop-down list. Once you've chosen those, the form expands (since you'll have to fill out more information most likely), you fill out the information and at the end you're presented with a list of prominent funds you can choose from to invest your money in. You select which funds you want, the percentages that your money will be split between those funds, and you carry on as usual.

Now when I go to SmartyPig I can not only check on the 2-3 short-term savings goals I have, but I can also see my retirement savings! It's a win-win too since SmartyPig just gained a life-long customer instead of a short-term one. (Not to mention commissions that come with)

Then again, you can't do something like this if it takes away from the simplicity and ease-of-use of the site as it is now. I would strongly suggest something like this is not implemented until it can be implemented CORRECTLY. The core audience of this site will likely not choose to do long-term savings. This should be a secondary focus of the site, if at all.