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What is SmartyPigs Hold Time on Pull Funds?
What is SmartyPigs HOLD TIME (hours or days or what) policy on PULL (Collection) funds? (the funds received from another financial institution BY Smartypig/TRANSFERRING INTO Smartypig). Also, what are the minimum and maximum HOLD TIMES for PULL FUNDS as determined by NACHA. http://pubs.nacha.org/rules.html has an ACH Rules manual for $55 but I don't want to pay for it when SmartyPIG being a financial institution knows the answer. Also, does SmartyPIg and West Bank have the SAME HOLD TIME on PULL FUNDS?
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Inappropriate?@Mary Thanks for your posts. I passed this question on to West Bank and they provided the following response:
SmartyPig and West Bank do not place any holds on deposits received through the ACH process. Funds are credited on the same day that they are received, which typically takes three business days from the date the ACH is initiated.
Thanks, Tiffany
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