Bank of America refuses to modify mortgage- had enough? Fight Back! Yes We Can Win!

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  • Updated 2 months ago
Fed up with Bank of America? I have not only had enough of them, but of bad business in general. They REFUSED, and very rudely, to modify my mortgage even though I qualify under the Obama plan.

FIGHT BACK! SAY NO TO BANK OF AMERICA! SAY NO TO BAD BUSINESS!!

Please feel free to copy and paste this post anywhere you can. It is time to TAKE THE FIGHT TO BOA!! ENOUGH IS ENOUGH!
It’s time we all stood up to BOA and said ENOUGH - and back that up with action!
You want to put a stop to BOA and it’s abuse of the system and its customers? Then let’s HIT THE WHERE IT HURTS AND SPEAK THEIR LANGUAGE!!
First, if possible, refinance, then close all your accounts with BOA and refuse to do business with them! A mass exodus of customers will get someone’s attention. And if the monster gets no food (money), he dies!!
Second, write your people in Congress as well as others in Congress in influential positions and President Obama and tell them what BOA is doing to you. Below are some links to help you.
http://www.congress.org/congressorg/h...
http://www.whitehouse.gov/CONTACT/

Third, get involved in every lawsuit you can against BOA. Do a Google search ahd you are bound to find them.
http://www.prweb.com/releases/BankofA...
Also get involved locally and let’s put a stop to BOA’s antics now, which includes the following, including what they have done to you:
from http://citylifevidaurbana.blogspot.co...
· Workers didn’t cause this economic crisis—but we sure are paying the price. We’re getting foreclosed on, laid off, and the CEO’s are making millions.
· Taxpayers have had enough, bank workers have had enough, and its time to make some real changes if we are going to create an economy that works for everyone again.
· B of A takes our taxpayer money and pays themselves bonuses. And still have the nerve to fight the rest of us getting a fair share by fighting Employee Free Choice Act, credit card protections, and foreclosure victim protection. Reforms that would help our economy.
· Bank of America took $45 billion in taxpayer bailouts which makes us the largest shareholders. Then, after taking our money, they announced plans to lay off 35,000 workers 3⁄4 but still paid $5.2 billion in corporate bonuses.
· B of A CEO Ken Lewis took home close to $35 million over the last 2 years. But the average bank teller makes $22,000 a year, barely above the poverty line. That is just plain wrong.
· Ken Lewis and other CEOs like things the way they are. They get rich at our expense. And they don’t want that to stop. That’s why they’re fighting Employee Free Choice Act that would help put money in working people’s pockets. Today, I’m here to say that business as usual is over for big bad banks.
· Bank of America made millions off of risky loan and deceptive practices, and as a result is one of the largest holder of foreclosed properties and is responsible for evicting thousands of people across our state.
What we want:
We need Congress to act now to hold banks & these CEO’s accountable. Banks can’t be allowed to use our tax dollars to fight against:
The Employee Free Choice Act that will give workers a voice on the job and better wages and benefits.
We want an end to foreclosures and evictions
Real banking reform that will stop banks from doing the things that got us into this mess in the first place and make sure they can’t rip us off with high interest rates and forcing their employees to sell us products we don’t need.
Access to quality & affordable health care for every single person living in this country.
Workers in America need an economy that works for everyone. Not more of the same.
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Kevin Broy

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  • enraged

Posted 6 years ago

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S Turney

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I called BoA and was transferred 8 x to different people each time I had to repeat my loan information. as of now no help.Each rep gave different info. I am been given the run around again & again.One said you are qualified, transferred me, the next you r not.trans, next you r qualified the next not.do they know what they are doing.all I want is remodify my loan.
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smjjjs

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I received a packet in January 2011 stating that I had been approved to have my mortgage permanently modified. It detailed the payment schedule for the next 25 years and all I had to do was sign the agreement along with the other documents and return them by January 23, 2011, which I did. I have been making my modified mortgage payments and they have been accepted by Bank of America. Now they are saying that the investors rejected my modification because my ex-wife didn't sign the papers. In the agreement there is a provision that says she doesn't have to sign because her interest was transferred to me via a divorce decree PRIOR to the beginning of the modification application based on MY financial information only. How can this happen???
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John Wright

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I am in a lawsuit with BofA for a nearly identical situation. I paid my mortgage payment on time for nearly 5 and half years until the economic crisis and housing crisis hit and cut my 25 year small business revenue in half. Which incidentally cut my income in half. These greedy banks caused this by flooding the markets with loans where people did not qualify. They caused this whole thing and we all lost all our equity.

But I would appreciate anyone who would like to support me in comments in regards to my lawsuit at :

http://news.yahoo.com/s/prweb/2010032...

I have been told that some of the higher ups at BofA read my article. So it would be a perfect opprotunity for you to express what you feel about BofA.

We need to all stand together on this! It reminds me of that song by John Lennon and George Harrison titled "Piggies" I invite you to listen to this song on youtube and see if it appropriately fits.

Have you seen the little piggies
Crawling in the dirt
And for all the little piggies
Life is getting worse
Always having dirt to play around in.

Have you seen the bigger piggies
In their starched white shirts
You will find the bigger piggies
Stirring up the dirt
Always have clean shirts to play around in.

In their ties with all their backing
They don't care what goes on around
In their eyes there's something lacking
What they need's a damn good whacking.

Everywhere there's lots of piggies
Living piggy lives
You can see them out for dinner
With their piggy wives
Clutching forks and knives to eat their bacon.
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cynthia phillips

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Many people did qualify for their homes but were just given subprime loans. dont judge others situations. All are different.
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John Wright

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Bank of America Lawsuit At: http://news.yahoo.com/s/prweb/2010032...

When I filed my lawsuit against Bank of America, myself and United Law Group thought of the many others out there in the same situation. It was then that we decided to educate the public on what these piggy banks are doing, as well as unite us all together as one voice. Please help me turn this David vs. Goliath modification process, into a Goliath vs. Goliath.

Please stand with me and United Law Group and send an email to Bank of America that states that we will no longer tolerate their potentially illegal, fraudulent, irregular and abusive business methods.

Divided we might have fell America, but united we must stand!

Please send your email directly to Bank of America and include the following:

1. Your name
2. Your complaint concerning your experience with Bank of America.
3. Please end your email “I support John Wright vs. BofA Lawsuit!”
4. Please send a copy of your email to johns-wright@hotmail.com

Please send your email today to Bank of America at:

https://www3.bankofamerica.com/contac...
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John Wright

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I have started piggybankblog.com for all those abused by Bank of America.
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carla mcewen

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my case is the worse i am in my 4th loan modification. I spoke with Jim Olsen BOA today and he stated that my last modification didn't go throught and i am going to foreclosure again. I am living in hell for the 18 months.
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Susan

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Tell me how I can fight theses SOB's at BOA and win. Was served foreclosure papers today after being told I was approved for a loan modification and paid on it for over a year.
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carla mcewen

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Hi Susan, You need to ask for a TRO ASAP. Do you intent to be in pro per or to hire an attorney? I know a very good attorney in San Diogo or Orange County. Each case is different. I can send you links with successfull complains. Let me know!!!
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cynthia phillips

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OCCUPY YOU HOME! Dont move out. Pay no more mortgage until you are modified (principle reduction). Your credit is probably already ruined, so save you money and hit B of A in thier wallets!
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Susan

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Carla - I do not have any idea what a "TRO" is ... can you explain? I would like to find someone to represent me Probono, for my funds are tight. I live in the Chicagoland area if you or anyone else knows of someone that can help me. BofA told me I was approved in June and gave me terms over the phone and told me I would receive the final paperwork in 30-90 days. The final paperwork I got within 60 days was a summons of foreclosure. My heart aches ... I love my home and do not want to loose it. ANYONE PLEASE HELP?
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cynthia phillips

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OCCUPY YOU HOME! Dont move out. Pay no more mortgage until you are modified (principle reduction). Your credit is probably already ruined, so save you money and hit B of A in thier wallets!
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Michael Leinen

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Confusion, lack of concern, overwhelming disorganization, whatever you call it; I have been caught up in a mess and because of it, I may lose my home. It has caused mental stress for my family and myself and continues to be source of great pain to this day. I hope others will read this; maybe you are in the same boat as I am, maybe you are at the beginning stages of the government's home loan modification program! Whatever you do, stay on top of Bank of America and their associates; they say in all of their recordings that they are here to help! See where their help has gotten me over the last year! Read my full story and timeline of events here!

VISIT MY SITE! http://fightbankofamericaforeclosure....
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kimberly

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I am in the same boat as you and Ive been in this hell for 2 years now
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sam gonzales

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Attention all,
My story i fought with BoA for 12 months, and finally had to file a bankrupt.
Boy thet didnt like that, I got more letters after the bankruptsy was final from BoA stating they would reconsider my loan, real quick you all it better to go bankrupt then foreclose--- they lost account and my business and there money
Bank of America does not care about America or the citizens!!!!
Here In Albuquerque we have some 8900 homes that have been on the market for 4 years now we have some 4000 plus home that been foreclosed on and that are vacant and only being broke into by the local thugs.
There idiots!!!
Bankrupt on your loan!!!
Dont take the foreclose, thats 7 years to clear up, a BR is 2 years to clear up
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cynthia phillips

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7 or 13?
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RUDEKIDZ

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fought them for 3 years I am 2 wins for me 0 for Bank of America....Modification and Removal of my ex-spouse while I was in
BK13.....next a priniciple reduction. Do not ever give up people write to everyone.....over and over again. Flood their e-mails, letters, faxes, do not stop if you write them once do ten times over. Never give up or surrender!! File complaints with the OCC. The squeaky wheel gets the grease and be proactive. No one will help you unless you drive it to them. t-
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RUDEKIDZ

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fought them for 3 years I am 2 wins for me 0 for Bank of America....Modification and Removal of my ex-spouse while I was in
BK13.....next a priniciple reduction. Do not ever give up people write to everyone.....over and over again. Flood their e-mails, letters, faxes, do not stop if you write them once do ten times over. Never give up or surrender!! File complaints with the OCC. The squeaky wheel gets the grease and be proactive. No one will help you unless you drive it to them. t-
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Kat

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Rudekidz,

Can you give more details on what you did. my income was reduced to 9000 in 2010 but i am now able to make my payments. i am behind 19 mos and they are refusing to hear me out. what can i do? i do not want to lose my house!!!!
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RUDEKIDZ

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how can I get a hold of you email?
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Kat

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not sure how to get it to you privately. anyone have any idea how to contact each other outside this forum??
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John Wright

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When I think of Brian Moynihan or Barabra Desoer, I think of the song by John Lennon called Piggies:
So if it walks like a piggy, talks like a piggy, by golly it’s a PIGGY!
.

WHERE IS MY LOAN MODIFICATION BANK OF DESTROYING AMERICA!
.
BofA and it’s CEO Brian Moynihan reminds me of that song by John Lennon and George Harrison titled "Piggies" I invite you to listen to this song on youtube and see if it appropriately fits.
.
https://www.youtube.com/watch?v=ovD9rT...
.
Have you seen the little piggies
Crawling in the dirt
And for all the little piggies
Life is getting worse
Always having dirt to play around in.
.
Have you seen the bigger piggies
In their starched white shirts
You will find the bigger piggies
Stirring up the dirt
Always have clean shirts to play around in.
.
In their ties with all their backing
They don't care what goes on around
In their eyes there's something lacking
What they need's a damn good whacking.
.
Everywhere there's lots of piggies
Living piggy lives
You can see them out for dinner
With their piggy wives
Clutching forks and knives to eat their bacon.
.

When I filed my lawsuit against Bank of America, I thought of the many others out there in the same situation. It was then that we decided to educate the public on what these piggy banks are doing, as well as unite us all together as one voice. Please help me turn this David vs. Goliath modification process, into a Goliath vs. Goliath.
.
Please stand with me and Brookstone Law Firm, and send an email to Bank of Abusing America that states that we will no longer tolerate their potentially illegal, fraudulent, irregular and abusive business methods.
.
So please send your email directly to Bank of America and include the following:
.
1. Your name
2. Your complaint concerning your experience with Bank of America.
3. Please end your email “I support John Wright vs. BofA Lawsuit!”
4. Please send a copy of your email to piggybankblog@earthlink.net
5. Please send your email to BofA CEO Brian Moynihan:
brian.t.moynihan@bankofamerica.com
.
I HAVE HAD ENOUGH AND I AM FIGHTING BACK!
.
I have created piggybankblog.com for all of those who have been abused by Bank of Destroying Americas potentially irregular, fraudulent and simply abusive home loan modification process.
.
Divided we might have fell America. UNITED WE MUST STAND!
.
https://www.youtube.com/watch?v=PoOJMr...
.
My name is John Wright AND I AM FIGHTING BACK!
.
John Wright
piggybankblog.com
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kimberly

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I have been fighting bank of america for 2 years now everytime we get the modification agreement via fedex its already outdated and or when we retuen it they dont process through and say we've done something wrong. and now we were told getting another agreement fedex out to you but then 2 weeks later no agreement and I get a foreclosure notice from the bank and the attorney's state that there is no updates in their system to show we even had an agreement but yet I have copies off all of them that they keep messing up not us and now they say they are forclosing on my house on July 28th for misstakes that BOA has made not us.
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cynthia phillips

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OCCUPY YOU HOME! Dont move out. Pay no more mortgage until you are modified (principle reduction). Your credit is probably already ruined, so save you money and hit B of A in thier wallets!
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Lisa

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Something needs to change soon! I don't understand how BOA can do this to 1000's of people! We have been in there nightmare for almost 2 years! Dealing with daily phone calls and BS! All while making all our payments yet they say we are behind! Modification H*ll! Where is the help? Really?!
Photo of cynthia phillipsCP

cynthia phillips

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OCCUPY YOU HOME! Dont move out. Pay no more mortgage until you are modified (principle reduction). Your credit is probably already ruined, so save your money and hit B of A in thier wallets!
Photo of smjjjsS

smjjjs

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Help!!! I received a packet in January 2011 stating that I had been approved to have my mortgage permanently modified. It detailed the payment schedule for the next 25 years and all I had to do was sign the agreement along with the other documents and return them by January 23, 2011, which I did. I have been making my modified mortgage payments and they have been accepted by Bank of America. Now they are saying that the investors rejected my modification because my ex-wife didn't sign the papers. In the agreement there is a provision that says she doesn't have to sign because her interest was transferred to me via a divorce decree PRIOR to the beginning of the modification application based on MY financial information only. How can this happen???
Photo of cynthia phillipsCP

cynthia phillips

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Her is what I am doing

RE-OCCUPY MY HOME!

Yes, B of A tried to foreclose on my home for .63 cents, but had no Note. The Judge kicked it out of Foreclosure. Bank of American then went and changed the locks on my home then lied to me about this for 2 years. I just got my keys back one month ago!

My Plan: move back into my home. Pay Bank of America NO RENT UNTIL THEY MODIFY MY LOAN as a priciple reduction w/ reduced interest. No rolling in of legal fees and extra charges!

Bank of America now wants to make us all renters. They tell lies about how we were scammed. I paid a lot of money down for my home! We were scammed, not greedy or stupid like the 1% likes to portray us!

DON'T become a renter of your own home, OCCUPY YOUR HOME! Pay NO Mortgage payments until you are offered a principle reduction and fair interest rates!
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John Wright

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Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
https://www.youtube.com/watch?v=ovD9rT...
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/b...
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
.
John Wright
Piggybankblog.com
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Anthony Lucas

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