Debts need an envelope Transaction Option

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  • Problem
  • Updated 3 months ago
We pay monthly bills via the same credit card where we are running a balance and with the budget and envelopes there should be 0 net change but we still need to record new charges on the debt tab that draw on a budget envelope.  I found that I had to trick it and say I have a credit card I pay off every month with a balance and then include a negative balance envelope.  Either that or don't force all transactions on debts through the debt tab.  I should be able to record a standard expense/credit against a debt account.
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Andrew Weiss

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  • frustrated

Posted 3 months ago

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Wayne Woodbury

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Hi, Andrew.  This was asked before and Alex gave a pretty good response (https://getsatisfaction.com/goodbudget/topics/issues-with-debt-accounts-vs-credit-card-accounts).  I wish there were a way to designate a transaction as a "debt" transaction that increases/decreases the debt as opposed to a "budget" transaction that affects your other budget envelope balances.  This would be useful for revolving credit like you have with a credit card or a HELOC.