Deleting (NOT reallocating) unallocated funds

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We have unallocated funds sitting that don't actually make sense in our budget. The math is all right if you don't include the phantom unallocated funds (which we're just trying to delete WITHOUT funding to a different envelope). Somehow we must have made a mistake at the beginning while trying to figure out the app and we must have set the money up as unallocated and then when we actually made up the budget it never went away. The weird thing is the unallocated funds don't appear as part of the total dollar amount for the monthly budget which is what is causing the problem. Anyone have any suggestions?
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Jordan Rose

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Posted 7 years ago

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Steven Tafzil, Employee

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Hi Jordan,

The best option would be to edit the income that put the money into your Unallocated in the first place. Most likely it's money that was put into a now deleted Envelope.

Alternatively you can record a new income for a negative amount, and choose "Keep Unallocated." That will let you take money out of your Unallocated without putting it into an Envelope.
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Ryan

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With all do respect your answer would make sense if the money actually existed.  I have deleted and renamed an envelope or two.  However I have also changed my budget amount a few times.  My total monthly budget equals the amount of the money that is put into my current envelopes.  For instance, A + B + C = D (my total monthly budget amount).  However my account shows this, A + B + C + unallocated = > D.  If I add unallocated into my total budget amount it is more than my monthly budget amount.  So in other words, extra money magically appears in my account.  (It's like a money tree, except that is fake money.) 

Have other people had issues with fake money showing up in their unallocated funds envelope?
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Karisa Russell, Official Rep

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Hi Ryan, 

Do you have a Scheduled Envelope Fill that has Deleted Envelopes in it? If so, when that happens, the money that used to go to the Deleted Envelope goes to Unallocated instead. You can edit your [Pending] Fill to remove the Deleted Envelope by turning the dollar amount that was going into the Envelope to zero and then updating the Fill. 

If you need help investigating, feel free to shoot us an email to support@goodbudget.com with your Household username so we can take a look. 
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Fiona

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Hi Karisa, I have taken the steps you advise above i.e. I identified a deleted envelope with funds attached which I set to zero to prevent them going into ‘unallocated’ . However I am still left with an unallocated credit balance which I’d like to remove/set to zero. Is this possible? Thanks, Fiona
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Karisa Russell, Official Rep

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Hi Fiona, 

Good question! Are your Account balances correct? If so, then that Unallocated balance is money you have available to disperse to your Envelopes, which you can do by creating a Fill from Unallocated. 

Hope that helps!
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John Vander Stel

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I've noticed that the Android app does not include Unallocated in its sum, if "accounts" is not turned on, but the web version does indeed include Unallocated in its sum on top.  That is why the totals in the Android app and the web version do not match.

Until my unallocated is empty each month, the sum on top in the Android app doesn't include Unallocated, and thus shows a misleading sum on top, so I always have to open the web version to get the correct sum on top to copy to my checkbook register.

I've mentioned this inconsistency in this forum many times in the past, but since very few leave accounts turned off, it is not a high priority fix.

This inconsistency may be what is misleading you, as well, Fiona.

John Vander Stel
Grand Rapids, Michigan
(Edited)
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Karisa Russell, Official Rep

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Hi John, 

Thanks for posting! I think you might have misunderstood Fiona's question. She's wondering how to remove the balance in Unallocated. She had a scheduled fill that was adding money to an Envelope that she previously deleted. When that happens, that money becomes Unallocated. The fix is to disperse that money to a different Envelope. 

Thanks again
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cm

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I’m confused. Moving money would make the unallocated envelope read zero, but then the envelope it was moved to would show the wrong amount, wouldn’t it? Can money be then removed from a regular envelope without it reverting to unallocated?
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Karisa Russell, Official Rep

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Hi cm, 

Sorry for the confusion! Not all Envelope Transfers will include Unallocated. For example, you can move money from your Groceries Envelope to Gas. Only the Envelope Transfers that take or add money to Unallocated will affect its balance. 

Hope that helps!
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cm

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So we move money out of unallocated into a regular envelope and then transfer it around between envelopes? I still don’t see how that takes money that doesn’t exist out of the system, which is what this thread is about.
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kholst24

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To make it “unallocated” go back to $0.00 go to your account, click Edit in the top left corner, click on the account that has the extra money in it (that isn’t really there) and subtract the unallocated amount from the total it says you have. Then when you go back to the screen, you should see a 0.00 balance in the unallocated folder.
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Karisa Russell, Official Rep

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Hi khols24, 

Thanks for posting! You're right that adjusting your Account Balance will also Unallocated adjust by the same amount. So if your Account Balances doesn't match what you have in real life, update it to correct it, and Unallocated should then be correct as well. 

Thanks!
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Tiffany Kucifer

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If it's really NOT money (I'm dealing with this right now too as I move from a "virtual" budget to one that's actually linked to my checking and savings accounts), can you not add an Income transaction with a negative balance that offsets the phantom "Unallocated" funds? I've tried this in a test mode and it seems to work; I'm planning to do it after my next scheduled monthly fill so that all the numbers work out properly. Or will this have unintended consequences?
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Karisa Russell, Official Rep

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Hi Tiffany, 

You can add a negative income, but I'd only recommend doing this is you have the Accounts feature turned off. Otherwise, adding a negative income will remove money from your Account, and make the Current Balance incorrect. 

Unallocated money comes from money that's in the Accounts you're tracking. If you have funds in Unallocated that you don't think should be there, double check that your Account Current Balances are accurate. If not, you can update them to make them match, and Unallocated will adjust also. 

Hope that helps!
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Tiffany Kucifer

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Isn't that what the original question was all about? There's money floating around that doesn't exist. Adding a negative transaction would remove the "play money", thus making the GB balances match real life.
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Karisa Russell, Official Rep

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Hi Tiffany, 

Thanks for asking! Goodbudget doesn't quite work that way. Adding an Income via the Income tab (positive or negative) will affect your Account's balance first. The adjustment to your Account balance is what then affects Unallocated. 

If there's money floating around that you don't think should exist -- meaning the sum of Envelopes equals more than the sum in your Accounts - that could be a bug that we'll need to take a look at. If that's the case, send us an email to support@goodbudget.com

Thanks again
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Jacquelynne Shinn

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I too would like to delete my unallocated funds... but my situation is a little different. I started using this ap in 2014... and for many years ignored the incorrect number. It was incorrect because i would get "lazy" during the month, and wouldn't subtract the correct amounts, or... wouldn't enter a receipt. Therefore, the amount got off. However, all these years later... it tells me I have $40,000... boy, don't I wish!!! I really do like this ap, and would like to use it again... but I need that allocation number to get back to 0. I just set all my envelopes and amounts to be the right amounts... fixing the allocation is my last step. Can you help?
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Alex Park, Official Rep

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Hi Jacquelynne,

You mention that your Envelope balances are correct, but would you confirm for me that your Account balances are also correct? If they are, then that means the Unallocated actually reflects money you have in your household that hasn't been assigned to an Envelope. If they aren't correct, then changing the balance(s) of your Account(s) to the correct balances should also resolve that Unallocated balance.

If that isn't the case for you or the math still seems off, feel free to post again or shoot us an email to support@goodbudget.com!
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Jacquelynne Shinn

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Thanks so much for the response. The account balances are not correct.... because I'm trying to just start from scratch. I probably should've just deleted the profile and started all over, but.. at this point, now I'm just trying to finish it. What I mean by saying "it's finished" is that I set up my envelopes with the names and how much money i'm allocating for each. But, I haven't actually "spent" anything yet. But, I still have a huge balance from all those months that I didn't really use the ap 100%... so some months, I had leftover money... when in reality, I didn't. I can move forward and just pretend I don't see the unallocated amount, but I was really just trying to start fresh so that I can be off to a good start (again). :) 
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Alex Park, Official Rep

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Hi Jacquelynne,

It sounds like you're saying that you would have ordinarily started over, but since you'd already set up your Envelopes you didn't want to reset completely. If I'm understanding you correctly, then one option you have is to Clear your Data. Clearing your data will wipe your transaction history and balances, but allow you to keep your Envelope names and balances, giving you a fresh start with the budget you created. Note that this is a permanent action, and you shouldn't do it if you want to keep that old transaction information.

Hope that helps!
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Paula Clark

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On the iphone app I just clicked on “account” then “edit” in top left. Click on relevant account to open it and adjust your balance to what it should be. This set my unallocated back to zero