I have one final issue preventing me from purchasing the upgrade. I want to set up envelopes for bills. However, the envelope system is oriented towards maintaining a surplus of funds specific to various categories over a certain time period (hence the "happy" envelope face when green remains in front of the black time bar). Conversely, bills are generally paid in one lump sum. Thus, when I create an envelope for a bill and pay it off in a single transaction, the envelope appears to be "drained" of all funds ahead of schedule. Is there a way to create an envelope that becomes a "happy face" when I pay the bill? Or do I have to reduce the envelope to zero with the understanding that I have paid the bill despite it being negatively reflected when I open that envelope?