Cannot get my heard around the progress bars. I have a budget that starts on the first of the month. I set up an envelope with a value of say 100.00 to meet a monthly expense and fill it on the 1st. The bill comes in on the 10th and is less than I budgeted for, say it is 75.00, so I am left with a balance of 25.00. However the progress bar says I am now behind by 75.00 which is not true - I am ahead by 25.00. Am I missing something or is the progress bar just a reflection of filled amount over budget target amount?