Setting up an "Irregular" Goal Envelope

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I was setting up an envelop under the annual / irregular section. I found this section to be quite useful but I have a suggestion/request. Would it be possible for there to be an option to change an irregular envelop to a set number of months that it will be in use? For example, lets say I want to budget to pay off a bill in eight months. I could then select the irregular envelop, then set it to eight months and the amount I enter to pay of the bill is split over the eight months evenly. So essentially the irregular envelop will be like the annual envelop just with less or more than 12 months.

(My apologies if this topic has already been brought up. I scanned the topics list but did not find anything quite like what I had in mind.)
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Renjira

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  • open to new possibilites.

Posted 10 years ago

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Becky Huang, Official Rep

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Hi folks,

We know that having functioning irregular Envelopes with goal amounts/dates would be really helpful for you, but we've limited dev resources and right now, we've prioritized updating the Goodbudget webpage and working on bug fixes. You can take a look at what we're working on here: https://goodbudget.com/2013/11/do-ove.... We do want to be open with you and let you know that because we've dedicated our time to the features on the list, we won't be implementing irregular Envelopes this year.
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jbtibor

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Users would be much-much happier if new features were added instead of making useless design and name changes. Waste of money. And it's not better either, the new ui is less usable than the old is. Still not too late to admit it was wrong and spend the money on eeba instead.
You'll _not_ have more subscribers because of another name. People pay to get features not for a name. Google, Yahoo and others didn't get successful because of their name but because they provided features what users asked for.
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Nikola Novak

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Good point, but I think the name change was made because of this: http://www.europeaneyebanks.org/portal
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jbtibor

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Let's assume this was the reason. New domain name $6.00, new logos $50.00 and all done. No need to come up with a new design, new website, new bugs.
On the other hand, if your comment is true this entry is a ...?
https://goodbudget.com/2013/09/eeba-i...
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Nikola Novak

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I don't want to sound like I'm justifying Dayspring here. I really have no clue why they changed the name, all I'm doing is guesswork. Whatever the reason, this situation only points to one thing - poor management. Here's a huge thread, with lots of users asking about a feature that would take maybe a month to implement (and I'm reeeaaaaalyyy stretching it here), but no, they do a completely useless name change (even if it is because of the eye banks) and redesign that will take the rest of the year which has only just begun. I'm really not a very happy paying customer here, but of all the budgeting software out there, EEBA (yes, EEBA, because it's much easier to type out and pronounce) is still the best.
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lewonkas

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While I myself am definitely in the camp that places the priority on new features over optics, not everyone agrees with that. I recall seeing many many "suggestions" prior to GB that the EEBA website is in need of modernization. The good folks at Dayspring choose to go with that as the priority for their resources.

Irregular envelopes are a key feature that it seems that users over the last 4 years have voted on with their +1's the most times. I hope it gets done. I certainly hope the remaining "do over" features promised don't take the rest of 2014 -- just to essentially get us where we were, albeit with an updated interface and an income report.

After the "do over" features are re-implemented, I'd love to see some sort of feature road map. I understand dates are tough to promise and resources are generally fixed, but something indicating "we are actively working on it" instead of just permanently "under consideration".

This is still a great service. It has many features. I use it every day. It has made a huge difference in the management of my families finances. I thank you for it.
Looking forward to upcoming improvements.

Thank you
Steve
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MarkM

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Excellent point, Steve. Exactly right. Dayspring is prioritizing their resources and focus and that's absolutely right for them to do. I think the main issue here is lack of communication.

We in this thread have pretty actively been seeking this feature (I don't know of any feature that has more requests or more frequent activity) and so we expected that it would be implemented sooner rather than later. I understand in tech that there's a million things going on and so, as a company, you need to focus your time and energy--and that's exactly right for Dayspring to do. That actually gives me confidence in their sustainability going forward.

What we need more, though, is an explanation of that focus from the company. What we hear repeatedly (sometimes all we hear in the forums) is "I've added your request to the feature tracker." What we don't hear is that Dayspring (not forum users) weigh those requests to decide what gets implemented. I've thus gotten excited at every update, wondering if it's "the time" that goal envelopes get filled, only to be disappointed.

What we have is a conflict of two structures giving opposite messages: forums and +1'ing which suggests that user demand will determine the new features and a company that focuses their choices that means user demand doesn't determine the new features. And there's on communication from the company (until now, several years after the thread was started) about the reason for the delay or the decision not to implement the feature.

Thus--a feature-tracker would be of massive value in communicating the company's choices of the relative priority of their tasks. We have that now. Am I disappointed that goal envelopes won't be added soon? Immensely, since I know how helpful that would be to me (and how much I have to hack a workaround). But would I rather know it will be a year before that feature is added than wait a year on a forum and still have it not added? Absolutely. At least I know my opinions are heard and not just put on a ephemeral "feature tracker" for years to die. A feature-tracker preserves the integrity of the forums of having actual value, of communicating user needs and desires, yet communicates the company's need to focus and prioritize.

So, please add a feature-tracker to your feature tracker :-).

Mark
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Becky Huang, Official Rep

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Hi lewonkas,

Thanks for your understanding and it's true that we've been focused on updating the user interface lately. This does mean that a lot of good ideas, like having goal Envelopes have been pushed back in the list. I'd personally love to use this feature as well--it would be great to save up for my next vacation that's coming in up 3 months.

You're right that it won't take us the rest of 2014 to implement the "do over" features. After finishing the webapp updates, we will be updating the Android user interface, giving it a much-needed and requested re-skin.
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Lucas Reynolds

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This reply was created from a merged topic originally titled
Financial Goal Envelopes.


I think it would be a good idea for EEBA to develop "goal" envelopes. A user could set up a goal envelope like "Hawaii Trip", set an amount they would like to have "$3,000" and a date they want that goal to be accomplished, "May 01, 2013." EEBA would do the math to show the user how much money they would have to set aside each week/month and tell the user if they were on track, behind, or ahead of meeting their goal. These goals envelopes would be very helpful for my wife and I in our financial planning and I believe it would be another wonderful draw to help prospective customers choose EEBA.
I hope that is helpful.
Thanks!
Lucas Reynolds
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Nikola Novak

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This reply was created from a merged topic originally titled
Irregular envelopes for large purchases.


I love EEBA and have considered purchasing, but there is one thing I'd like to see implemented before I do. The annual/irregular envelopes are great, but it seems they are only annual, not irregular. For example, if I'd like to buy myself a new TV set in, say, 6 months, for about $600, I'd like to be able to create an envelope for that, and set the frequency of payments into that envelope so that I'll have enough money in 6 months.
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Megan Linton Rund

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Just double the amount of the tv and eeba will get you to the real value of the tv in six months. After that, you can adjust your envelope and remove the allocation so it no longer funnels money into that envelope when you apply your remembered refill.
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Pete

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True Megan but it really shouldn't have to be that labor intensive for a paid program.
If I am correct, doing as you suggested will make the data presented on the relevant reports incorrect.
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Pete

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Do I understand this situation correctly?
Over 4 years ago it was suggested to be able to apply time frames to irregular envelopes????

So in 4 years a solution to this very practical and useful need has not been resolved?
Will it ever be? This fact alone will is enough for me to ask for a refund.
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Becky Huang, Official Rep

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Hi Pete,

We've responded to you over email. We're currently working on designing this feature--you can take a look at our Roadmap for more details on what we're currently working on: https://goodbudget.com/roadmap/
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John Vander Stel

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Since I have seen no questions posted on how users would like more flexible envelopes to look like and how they would like to set them up, I'm offering a suggestion, based upon my 33 years of experience working with Envelope Budget computer programs.

Why not eliminate the two separate sets of envelopes: Monthly and Irregular, and make only one set of envelopes, consisting of _fully_ flexible envelope types.

Each envelope could easily and most flexibly be individually defined in terms of the following type of selection with fill-ins:

o Every _ Day(s)
or
o Every _ Week(s)
or
o Every _ Month(s)

Next Due Date _________

In this way, a simple monthly envelope would be set up simply as "Every 1 Month(s)"

Goodbudget's white line on each envelope's graphic bar could be made to easily show how much should be in the envelope at the present time, no matter what kind of envelope it is. This would also easily tell the user know how much money to transfer into a newly created envelope to make it considered "up to date". :-)

Just my 2 cents.

Cheers!

John Vander Stel
Grand Rapids, Michigan
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jbtibor

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Brilliant solution! I find really annoying that there are two sets of envelopes and are not even sorted alphabetically so I have to use find in page to find where an envelope is. If there will be a change to envelopes anyway could you add a button to sort alphabetically? Or make a selectable option.
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Megan Linton Rund

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I love that idea! I get so annoyed tabbing back and forth between the two sets!
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Ammon N

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Love the idea.
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Pete

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Sounds great to me, it would clean it up at the user end with more control.
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Becky Huang, Official Rep

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Hi everyone,
Just wanted to let you all know that we're listening in on this as we work on designing this feature!

It sounds like some of you are still using EEBA, is that correct? Currently in Goodbudget, both regular and annual Envelopes are in the same list so you don't have to tab back and forth.
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Pete

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Becky I think you're doing a great job at the battle front of this issue keeping us in the loop consistently, well done and I hope you keep it up.

It would be reassuring to have a an idea when you might expect us to be able to see a change in the related envelope set up?

Cheers
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James

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This reply was created from a merged topic originally titled
WHY IS IT TAKING SO LONG??.


Why is it taking so long for your programmers to build the envelope system to work correctly?????
We need a proper grouping system for envelopes and need to be able to choose the period they run for so that we can track spending progress because having only the choices of weekly or monthly and irregular is not good enough!!
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Becky Huang, Official Rep

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Hi James,

Sorry for the frustration! I've merged your comment to an existing thread. We're currently designing this feature--we understand that it would be helpful for you and I personally would like to see this feature in Goodbudget as well.
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James

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Hi Becky, HOW LONG is this going to take you guys to implement? This is something that is absolutely FUNDAMENTAL for a budgeting program so that we can track our current spending versus budget accurately. Currently, all I keep getting from the software is that we're overspending because I've got envelopes for monthly and 3 monthly things in the irregular section. I'm using the other section for weekly things.
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Becky Huang, Official Rep

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@Pete and James,

We're at the beginning stages of design which includes brainstorming, sketching and discussing ideas for this feature. Then we'll move into designing wire frames and getting development estimates. It's hard to say how long each of these stages will take at this time.

We'd love to hear more of your ideas re: how you want the Envelopes to look like as this will help us in the design process. (Thanks John Vander Stel!)
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HyBry

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Goal envelopes are a great idea. After a quick scan of replies here there is one thing I did not see mentioned - Goal envelopes with unspecified date.

For example, I plan to upgrade my PC and buy a new lense for my camera. I have a rough cost estimate, but no date as it is not a pressing issue. So I would like envelopes which have no due dates, they do not go into overall budget, but I could fill them up when I have some spare cash after all other envelopes have been funded.

So essenially it would be nice to see budget envelopes to be split into 3 groups rather than existing 2:
* [period(monthly/weekly)] budget - as they are now
* reagular expenses - reacuring or one of expenses with start and due dates. This would allow for a little slider like in period envelopes to track progress of filling/spending them
* savings envelopes - envelopes with no due dates, that would allow to show savings and goals for unspecified time.

Should note that first two groups would go into calculating period budget, while the last one would be the residual and not part of period budget.
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Becky Huang, Official Rep

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Hey HyBry,

Thanks for your input! This has come up as we've been designing and the way that you think it about the different types of Envelopes is helpful to consider.
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John Vander Stel

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In my own envelope budgeting program experience, one didn't have to input a due or ending date, at all. A savings type envelope without an ending date would just be a normal pay period envelope. In my personal case, a normal monthly envelope.

An envelope without an ending or due date would require only the pay period contribution amount, since there is no due or end date from which the program could calculate the appropriate pay period amount to contribute.

Cheers!

John Vander Stel
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HyBry

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John, what you have described is true for planned savings. Personally I keep these off Goodbudget by excluding the saving amount from income as it is transfered to a seperate account of which I don't need a balance on daily basis. But they would work on well in the first two categories which I mentioned.

I just think that there needs to be third one for envelopes that get filled randomly (for example from left overs from other envelopes at the end of planning period), or which are kept as safety nets (money already saved up for unexpected, but not part of planned savings plan). And these envelopes should be accounted for, but not part of main budget.
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John Vander Stel

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Leaving an ordinary monthly envelope with a budget amount of zero I believe does exactly what you want since it is not included in your savings plan. Nothing is automatically added to it with a 0 budget amount, and yet it can have amounts from other envelopes transferred to it at any time.

John Vander Stel
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Steven Tafzil, Employee

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We've started work on designing this feature! Follow our progress on the Goodbudget features roadmap.

https://goodbudget.com/roadmap/
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Eric Huber

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Thanks for keeping us in the loop!
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MarkM

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YEEEEEEEEEEEESSSSSSSSSSS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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LandCruiserGuy

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Hi, brand new to GoodBudget here. As I was seting up my budget for the first time I was baffeled as to why I couldn't do exactly what this thread is about, so went searching for answers and found this thread. Pretty discouraging I must say...seems like this feature should have been bumped to the top of the list of things to do years ago.
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jbtibor

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If flexible budgeting and good reporting are very important for you don't invest into Goodbudget, these areas are highly ignored by developers. So is importing transactions. Basically GB is designed for people who use less than 10 categories (envelopes), don't care about reporting and are happy to enter all their transactions manually.
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Nikola Novak

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jbtibor, what do you mean by "flexible budgeting"? Also, a paid version of GB enables more than 10 envelopes (up to unlimited number, depending on your plan), and reports are also included. As for entering transactions manually, I remember seeing the option to import bank statements, but I never used that, as I prefer to enter everything myself.

I disagree with your evaluation of GB as being "designed for people who use less than 10 categories (envelopes), don't care about reporting and are happy to enter all their transactions manually." GB is designed for people who want to use envelope budgeting, and it does that job quite well (that it could be better is true, but I haven't found any app that does the same job better).
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jbtibor

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Have a look at any mature budgeting app (I.e. Quicken or MS Money) to get an idea what real budgeting means. GB is a toy in this regards. I.e. there's no automatic budgeting based on a previous period, there's no option to have different budget per month (i.e. some expenses are higher during summer, others during winter).
10 is not a hard limit, I know there is an unlimited version. This is a usability limit, i.e. categories (envelopes) and subcategories are in same list so if one has many it is really hard to find them, especially on mobile devices and there's no search in list either. Other issue is that lists are not sorted alphabetically by default (basic feature of any list since computers exist so it's a mistery why GB can't do it). I know I can sort them manually but a) this is lame computer should do it for me b) not all instance of list use the sorted version, some are sorted by date added so sorting manually is basically useless.
There are much better apps especially if you don't need mobile access. There are also better apps if you don't need web, Android and iOS at the same time.
On desktop there are even better apps.

Reporting is also immature. It is somewhat better in GB than was in EEBA, but still no income vs. expense report with categories and subcategories what gives the best overview of where the money is going. List format is also missing.

Other basic functions like close account are missing too. There is a delete but that leaves you with orphan transactions.
Not all transaction details are remembered, i.e. I have to enter the amount each time even if it's the same every day.

There is an import but is not automatic and is not configurable enough to properly handle non-US formats (I'm in the UK). The best answer I got from GB support was to manually edit the file before import. Do this in 2013 when computers can almost read my mind?

I am using budgeting apps since mid 90' so I have a very long list of missing features and defects in GB :-)
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Nikola Novak

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Well, you make a pretty good case that there's lots of features which could be implemented, but when I look through that list of features, I suppose the reason I'm good with GB is because most of the stuff you mention is useless to me. For example, I wouldn't use the "different budget per month" option because I prefer to make most of my envelopes yearly (can't wait to be able to change that period). That way I set aside the same amount of money each month for everything, so when I spend less on something (say on gas during summer), I save this money (I even create a savings account which expires in winter, so I get some interest), and when I spend more than I set aside, I spend what I saved. GB supports this very nicely.

Automatic budgeting is also something I would never use. I remember trying one application which had this behavior (and it couldn't be switched off) before I found (then) EEBA, and it completely messed up my budget, the goals I set and was useless to me because of this.

I currently use 20 envelopes and I don't think I'll ever need more than 25-30. As for alphabetic ordering, I really see no need for any ordering except manual. I keep my categories together, ordering them by order of importance I feel is right for me, and within those categories, my envelopes are ordered similarly - currently by budget size, but that could easily change.

I agree about closing/deleting accounts though, I hate to see orphan transactions, but they're rather gracefully handled even with the account deleted, so they appear in reports (what reports there are) properly.

I suppose anything that is a lot more feature-packed than GB is a waste of money for me. The curious thing, though, is why are you using GB if there's so many apps you think are so much better for you?
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jbtibor

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Maybe I misunderstand your answer but to mee this seems a conflict:
"For example, I wouldn't use the "different budget per month" option because I prefer to make most of my envelopes yearly (can't wait to be able to change that period)". You are either want to change budgeting period either don't, but you can't do both. Having a 6 month envelope is the same as having a different budget per month only a different name. In your case you'll have some amount for 6 month and 0 amount for the rest of the months. Or you could have some amount for 4 months, then 0 for 6 month and some other amount for the rest of the 2 months. Basically the simplest way to implement envelopes with different periods is to display 12 boxes to user, prepopulate with yearly budget divided by 12 if there is a yearly budget and let them enter any amount in any of the boxes. It is easy for users too because they can have any budget period they want at any time and this allows for "same amount for X months" scenarios too (i.e. envelopes with less than 12 month budget).

You are already doing automatic budgeting, i.e. you can't possibly budget for things like car repairs, home repairs, food (would you know how much to plan for groceries if you wouldn't have a report from previous month/year?), health expenses and other unexpected but very possible expenses without knowing what you spent previous year. Ideally you would spend 0 on car repair but most likely you'll have some expenses. Nobody can possibly know what that expense will be, however using the amount it was last year is a safe bet. The only difference is that for this you need your head and a report, with automatic budgeting you click a button and have the amounts calculated for you by the software. Yes can be implemented badly, however in mature apps this is an option (i.e. you have to click a button) and is possible to accept or not and also to override the calculated amounts. I.e. if you had an old car with high repairs cost the automatic option will create a big budget for car repairs, but if you know that car is sold and have a new one with warranty so no repairs cost you can enter 0 instead of calculated amount.
Nobody can possibly create a good budget without knowing what they spent previously. This is why staring budgeting from scratch isn't working for many, they end up with rather incorrect budgets and give up because they think the problem is them.
This is again something computers are for, i.e. do calculations for you and is weird that such a basic calculation is not part of a budgeting app. Could even propose sample budgets based on the size of household and number of cars for those new to budgeting.

This approach of yours is very similar to Apple's approach to new features. They claim something is not needed for their users (i.e. MMS, copy paste, calendar notifications, wireless charger) but then immediately when they add this feature to their new iPhone it becomes the most important thing to have.
You are also claiming you don't need something only based on failure of an app or not even being sure what something is about.
Another problem is that you try to drive other people's needs by advocating against features you don't have to use and aren't even sure what are those about. I bet you would find automatic budgeting very useful and time saving if you would try out a properly working implementation of it.
I don't use the manual envelope ordering but I nowhere asked to have it removed, I don't mind others using it. Having a sort alphabetically option is not conflicting with custom sort and would be at most 30 minutes work to have it implemented.

"I currently use 20 envelopes and I don't think I'll ever need more than 25-30"
I also started with a small number of categories but over the years the number of categories changed based on my and my family's spending patterns.
Probably yours will change too over time, but if will not you shouldn't assume everyone is happy with 10-20-30 or even 50 envelopes.
This is another good think with computers, can handle more data than humans could do with paper and pen.

Same about ordering. Probably you can remember where an envelope is in a list, I can't and neither can my wife but we both know the alphabet so can easily find if list is properly sorted. Like a phonebook or any other list, this is the easiest.
I have 7 lines displayed in envelope list on my Galaxy S3 so your list of 30 requires 5 pages, meaning if the envelopes are not sorted and one can't remember the exact order lots of scrolling is needed.
Again, different people have different use cases on different devices, you shouldn't assume that your use cases on one device (i.e. web browser) are suitable for others on other devices.

Deleted accounts aren't handled really good unless something has changed since about a year ago. That time the transfer had [Deleted account] text so it was impossible to tell where that money was transferred to, and all transactions were lost too.
Closing an account doesn't mean I want to delete the transactions from my records.

"I suppose anything that is a lot more feature-packed than GB is a waste of money for me."
So don't pay for it, is this simple. If you are happy with a Free or Basic plan don't buy Plus or Premium.
Or if you don't want to use a feature don't use it. Having an iPhone app doesn't force you to buy an iPhone, install it and use. So is with anything else, nobody will force you to use the automatic budget calculation if you rather calculate your budgets manually.

"why are you using GB if there's so many apps you think are so much better for you?"
Because I have other criteria too, i.e. I need it on web, Android and iPhone and this combination limits the options to very very few (I think there two apps at the moment what work on all three platforms).
Needs to work without network on mobile devices so using a website is not an option.
GB is the best compromise I found for now. I'll switch to other app when a better one becomes available or my criteria change, i.e. will not need iPhone or Android. It's not a question of money, I'm on Premium plan already.
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Nikola Novak

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Any projections on when we can expect this feature? Would be a nice Christmas present. :)
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Becky Huang, Official Rep

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Hi Nikola,

We're working hard over here! No release date yet. Will let you know when I know!
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Nikola Novak

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OK, no pressure, just wondering how it's going. :)
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Nathalie Griffiths

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Yes please! Please add to irregular envelopes feature. I pay auto insurance every 4 months, and it would be nice to make it so that it can budget that way! Thank you!
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Becky Huang, Official Rep

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Official Response
Hi everyone!

Just wanted to let you know that we’ve just released Goal Envelopes and Annuals with a due date on the Goodbudget website! You can create them on the Add/Edit page in Goodbudget on the web (https://goodbudget.com/envelope/edit).

Under the “More Envelopes” section, you can add one-time Goal Envelopes and/or give your Annual Envelopes a due date, and Goodbudget will help you reach your goal on time by suggesting how much you need to fill each time based on how many budget periods you have left before your due date. What if you add extra money from a bonus paycheck or transfer funds from another Envelope? Goodbudget will count that as well, and adjust the suggested fill amount so that you can reach your goal earlier without going way over. Once you've reached your goal, we'll stop suggesting a fill amount for your Envelope.

You'll be able to see your Goal Envelopes on your Android and iPhone once you've created them on the web, and we'll be adding the ability to create them through your phone early next year.

Create new goal Envelopes or add due dates to existing ones this weekend! We'd love to hear your feedback on this new feature next week! Please email support@goodbudget.com with your thoughts.
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MarkM

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And the day was filled with much rejoicing!!!!!!!!!!!!!!!!!! The long wait is over--thank you!
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jbtibor

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Hello, I got from the first popup displayed in my browser that this feature was implemented. Got it from the second, third, tenth too, please don't show it every time I refresh the page. First ten were boring then it became really annoying. Thank you.
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Chi-En Yu, Official Rep

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@jbtibor -- Sorry that you're annoyed! I think you're referring to the pop-ups on eebacanhelp.com that are titled "Looking for your Goal Envelopes?" It looks like some people's browsers are showing them blocking the "which envelope?" drop-downs on multiple pages, which is understandably annoying. If that's what you're experiencing, I've already asked our team to look into it when we get back into the office on Monday. For a temporary workaround and/or if you want to get updates, the main thread on this issue is here: https://getsatisfaction.com/goodbudge...#
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MarkM

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Is there any way to make the envelope automatically reset after being filled? I.e. if a bill is due every 3 months, can I have it automatically reset or do I need to reset the "due date" manually each time?
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Becky Huang, Official Rep

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Hi Mark,

At the moment, the due date will not change for Annuals with end dates or Goal Envelopes. We'll be working on supporting multi-period Envelopes next, which includes having weekly, monthly, every 3 months, etc. simultaneously.
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MarkM

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Awesome, thanks! That'll be immensely helpful.
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lisa alway

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HI, how is it going with multi period envelopes? also, will you be able to set start and end dates? I have had to setup a spreadsheet to plan out my various expenses over the year, school clubs, fees, etc but want to set it up for the year, and have the goals that say need to start in october  are scheduled to do so, and finish by a set end date. that would be fantastic!
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Karisa Russell, Official Rep

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Hi Lisa - We don't have an official ETA of when the multiperiod feature will be released, but stay tuned! To answer your second question, you are only able to set an end date for Goal and Annual Envelopes, not a start date. If you want to create the Envelope now, what you can do is not fill until you're ready to use it. When it's time to start filling, Goodbudget will recalculate how much you need to fill each budget period to get you to reach your the savings amount on time.  
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lewonkas

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Outstanding! Excited to give them a try!!!!
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lewonkas

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Having a little trouble with it. I took 2 existing annual envelopes and edited them.
I set both to 'goal' and specified a date for each and saved (2 different dates in 2015). One envelope seems to be working as expected, one does not.

On the 'edit envelope' screen, one shows the suggested monthly amount -- that one looks good. The second envelope just shows '0.00', when it should be showing an amount of $38 and change a month.

Going to the 'fill enevelope' page -- with add all,
The working goal envelope is suggesting the correct amount...
the other, suggests 0.00.

Am i doing something wrong?
If I toggle the envelope type to annual (leaving the date), then click elsewhere, the page will refresh the amount BUT the amount is seems wrong (like it's not considering the balance already in the envelope). Though i'm a little confused on the difference between a goal env with a date, and an annual with a date.

I'll mess with it more, but something seems amiss.
my household name is the same as my posting here,

thanks
Steve
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Becky Huang, Official Rep

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Hi Steve,

If you've already saved your annual goal amount (through fills, transfers, or incomes), the suggested fill amount will be 0.00. Could that be why? If you want to continue to fill your Envelope, you can just type in the specific amount you want to add, and schedule it to repeat.

If it's still not working for you, can you email support@goodbudget.com with your Household Username so we can see what's happening?
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lewonkas

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Looking closer at my two test "goal" envelopes, the suggested amounts are both off from what I was expecting. To answer your question, yes. I've already saved and spent the amount in these envelopes for 2014. I'm now working on a 2015 edition of the goal.

Do these things reset after your reached the goal and spend the savings?

Are these 'goal' type envelope meant to be one-time use only?
If so, I'd need to create (then ultimately delete) a goal envelope for each savings goal, even if they occur annually?

Sorry, i'm probably just not getting this new stuff yet. Just trying to wrap my brain around how you intended them to be used.
Still experimenting with them.

thanks
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Becky Huang, Official Rep

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Hey Steve,

I'm really glad that you're trying out Goals! Good questions. Goal Envelopes don't reset, that is, once you save up to your goal, you'll no longer have to save more. They're intended to be one-time use Envelopes.

It sounds like you should be using Annual Envelopes with a due date so that you can reach your goal by a certain day, and start saving for the new year after that date.

Right now, Goodbudget will count the money you start saving in the Envelope when it's within one year away. If it's more than one year away, it will count for next due date, which could still be your 2014 edition. If you want what you're currently saving to go toward the following year, you can change the date of your fill to fall within the next saving year.

Let me know if that wasn't clear or if you have more questions about goals.
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Karisa Russell, Official Rep

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Official Response
Hi folks,

We wanted to let you know that you can now create Goal Envelopes and Annuals with due dates on your Android phones!

To create one on your Android, tap on the three vertical dots > Edit Envelopes > +Add Envelope. Then, change the Budget Period to ‘Goal’ for your one-time savings, or ‘Every year’ to create Annuals that repeat yearly. Don’t forget that you can add a due date to both.

Happy Budgeting!