i have been using toshl on my n8 for the last 2 years.i find the following problems with it:
1) it does not provide the total expenditure incurred on all itoms. what should one do if he want to know his monthly/yearly/specific total expenditure.
2)provisions should be incorporated in toshl to incorporate monthally income head in it and further this income may be catogrised in expenditure/ saving/investment
3) features like pictorial/grafical presentation in terms of pie charts etc may be incorporated
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1 and 3 are coming in the upcoming version. Too long in the coming, I know. But we're pretty close.
2 I'm not completely sure how do you mean, you can categorise it by tags yourself, and we will be adding accounts sometime later on so you can separate different kinds of money more easily.